Can I Settle My Own Car Accident Without a Lawyer?
Not all car accident claims require the help of a lawyer. Sometimes, you can represent yourself and process your own insurance claim.
However, if your case involves serious injuries, multiple parties, and a large amount of money, then you need the expertise of a car accident lawyer. But if your car accident is minor, you can try to settle a car accident claim without an attorney.
Can I Deal With The Insurance Company And Claims Adjusters On My Own?
Whether your car accident claim is big or small, dealing with an insurance company is always a pain. They will do their best to give victims the smallest amount of compensation possible.
If you are handling your insurance claim without a lawyer, here are five tips on dealing with insurance claims adjusters.
1. Remember that the insurance adjuster is working against your interest.
Keep in mind that the adjuster works for the insurance company, so they will look after the company’s interest – not yours.
2. Do not admit fault – ever.
The insurance adjuster may try to get you to admit fault for the crash so they can reduce the compensation money you are entitled to.
3. Do not go on record.
The adjuster may ask you about the details of the crash, looking for things they can use to deny your claim or reduce your settlement. You are not obligated to make a statement; if you want to, ensure you have an attorney present.
4. Do not accept a quick settlement offer.
One common tactic of insurance claims adjusters is to make a quick offer through a private settlement. They will attempt to make the victim accept it right away before they realize the true value of the damages they should be getting.
5. Do not release your medical records.
While the insurance company has the right to review your medical records related to the accident, some insurance adjusters would try to dig into your history to see if you have any preexisting conditions that could have contributed to the car crash.
Can I File a Car Accident Case Without a Lawyer?
Yes, you can. Follow these five steps to filing a car accident case.
Determine The Extent Of The Damages.
If you have been involved in a car accident, the driver at-fault should compensate you for the following: