Do I Need Car Accident Lawyers For My Oak Park, MI Injury Claim?
Numerous victims of car accidents who attempt to pursue a car accident claim by themselves wind up agreeing for much less money than they should have. You might speak with insurance adjusters who would lowball you just because that is their job. They might say things like they only cover medical costs to settle claims faster. That is not really true.
Therefore, your must retain a knowledgeable car accident attorney who will represent you from the time you file your claim until the end of the proceedings. Hiring a car accident lawyer is the way to go if you want to maximize the value of your vehicle accident claim.
Understanding Auto Accident Insurance Claims In Michigan
In Michigan, no-fault insurance is mandated by law. Michigan is a no-fault state, meaning that whoever caused the car wreck doesn’t really matter.
Whenever you submit a claim, either your insurance or the legally at-fault party will make the payment. No-fault insurance covers multiple things, including payment for lost wages, property damage, replacement services, medical mileage, attendant care, medical costs, and more.
Note that before purchasing license plates, every car owner must have a few basic insurance policies. Driving or allowing someone else to drive your car without no-fault insurance is also illegal.
Michigan Car Accidents: Insurance Policy Requirements
If you live in Michigan, you must get insurance before registering your car. Any person with a car registered in Michigan or has a valid Michigan driver’s license is eligible for insurance.
Liability coverage
Bodily injury and property damage are the two categories of liability coverage that your insurance company must provide if you live in Michigan. Liability coverage also covers your defense whenever a case is filed against you because of a vehicle accident.
Personal injury protection (PIP)
PIP provides qualifying affected parties with partial reimbursement for lost wages and medical bills incurred as a result of an accident. Essential services are also provided.
Property protection insurance
The insurance covers destruction to other people’s property caused by your vehicle up to a million dollars in Michigan. Also, it will cover any damage your car causes to another person’s correctly parked vehicle.
What an Oak Park Car Accident Lawyer Can Recover for You
There are two kinds of damages that car accident lawyers can calculate after a car crash. These damages are economic and non-economic damages. Economic damages are often measured in monetary units quite easily.
Economic Damages