A person in a suit is holding their hands around a small model car, creating a protective gesture against a blue Michigan background, symbolizing the security offered by no-fault insurance.

Background of The Michigan No-Fault Act

Prior to 1973, a person involved in an automobile accident in Michigan would sue the person who was “at fault” for the accident for all the damages caused. These damages would include damages to the automobile, payment for lost wages and lost earning capacity, medical bills and pain and suffering caused by the accident include…