A serious car accident can turn your life upside down in an instant. Medical bills pile up, you’re missing work, and the insurance company isn’t making things easy. You’re hurt, stressed, and wondering what to do next.

At The Clark Law Office, we understand how overwhelming this situation can be. Unlike big law firms that treat you like just another case number, we give you the personal attention you deserve. With a top-rated injury lawyer in Lansing on your side, you’ll have an advocate who fights aggressively to recover every dollar you’re owed so you can focus on healing.

You don’t have to face this alone. Call today for a free consultation. We’ll listen to your story, explain your options, and fight to get you the compensation you deserve.

Why Choose The Clark Law Office for Your Lansing Car Accident Case?

After a serious car accident, choosing the right lawyer is one of the most important decisions you’ll make. Big firms treat you like just another case number handing you off to case managers and associates.  We are different. You work directly with a skilled Michigan car accident attorney who fights for you every step of the way.  Here’s why injured victims in Lansing and Mid-Michigan trust us:

  • Small Firm, Big Results – We provide personal attention and have won millions for our clients.
  • Decades of Local Experience – We know the Lansing courts, judges, and insurance companies inside and out.
  • No Upfront Costs – You don’t pay unless we win your case.
  • You Work Directly with an Attorney – No call centers. No case managers. Just real lawyers handling your case from start to finish.
  • We Handle Everything – From insurance claims to medical bills, we take care of the legal process so you can focus on healing.

At The Clark Law Office, we don’t pass your case off to an associate. We fight for you like family because that’s how we operate.

What to Do After a Car Accident in Lansing

A car accident can leave you feeling shaken and unsure of what to do next. Taking the right steps immediately after the crash can protect your health, your legal rights, and your ability to recover compensation. Even small mistakes like delaying medical treatment or speaking to the insurance company too soon can hurt your case.  Follow these key steps after a Lansing car accident to protect yourself:

🚗 Step📌 What to Do❓ Why It Matters
🆘 Check for InjuriesCall 911 for serious injuries. Move to safety if possible.Your health comes first, and a police report can support your claim.
🚔 Call the PoliceRequest an official accident report.A police report provides crucial evidence for fault and insurance claims.
📸 Document the SceneTake photos, gather witness info, and get the other driver’s details.Helps prove what happened and supports your case.
🏥 Seek Medical AttentionSee a doctor even if you feel fine. Injuries can appear later.Medical records link your injuries to the crash.
🚫 Avoid Speaking to the Other Driver’s InsurerDo not give a recorded statement or accept a quick settlement.Insurance companies will try to minimize your payout.
⚖️ Consult a Car Accident LawyerGet legal advice before dealing with insurers.A lawyer ensures you don’t make mistakes that hurt your claim.

Who Pays for Your Injuries and Damages? Understanding Michigan’s No-Fault Insurance

Michigan follows a No-Fault insurance system, meaning your own insurance policy covers medical bills and lost wages regardless of fault. While this system helps injured drivers get immediate benefits, it also limits when and how you can sue the at-fault driver.  Many accident victims don’t realize how No-Fault works or what it covers. The table below breaks down what Michigan No-Fault insurance pays for and when you may be able to seek additional compensation.

✅ Coverage Type📌 What It Pays For💡 Key Details
🏥 Personal Injury Protection (PIP)Medical bills, lost wages, rehabilitation costsCovers injuries regardless of fault
🚗 Property Protection Insurance (PPI)Up to $1 million for damage to others’ property (not vehicles)Covers buildings, fences, or parked cars
⚖️ Residual Bodily Injury (BI) LiabilityMedical costs and pain & suffering for others if you're suedRequired minimum: $250K per person / $500K per accident
🚙 Mini-Tort CoverageUp to $3,000 for vehicle repairs if another driver is at faultOnly applies if you don’t have collision coverage
🚨 Uninsured/Underinsured Motorist (UM/UIM) (Optional)Covers damages if the at-fault driver has no insurance or low coverageNot required but highly recommended

While No-Fault insurance covers many accident-related expenses, it doesn’t pay for everything. If your injuries are severe or your medical bills exceed your coverage, you may have the right to sue the at-fault driver for additional compensation.  The next section explains when you can file a lawsuit and seek damages beyond No-Fault benefits.

When Can You Sue the At-Fault Driver for Additional Compensation?

While Michigan’s No-Fault system covers many accident-related expenses, it does not compensate for pain and suffering or all out-of-pocket costs. If your injuries are severe, your medical bills exceed your insurance coverage, or the at-fault driver was uninsured, you may be able to file a lawsuit to recover additional compensation.  The table below explains when you can sue the at-fault driver and what damages you may be eligible to recover:

✅ Lawsuit Eligibility📌 What You Can Sue For💡 Key Requirements
🏥 Serious Injury or DeathPain & suffering, emotional distress, and future medical careInjuries must meet Michigan’s "serious impairment of body function" threshold
💰 Excess Medical BillsCosts beyond No-Fault PIP limitsMust prove that medical expenses exceed your selected PIP coverage
🚘 Vehicle Damage (Mini-Tort Claim)Up to $3,000 in out-of-pocket repair costsThe other driver must be at least 50% at fault
🚨 Accident With an Uninsured DriverFull compensation for all damagesYou must have Uninsured Motorist (UM) coverage to recover damages

How a Lawyer Helps Maximize Your Settlement

Insurance companies are in the business of paying as little as possible, often using tactics to pressure accident victims into accepting low settlements. Without legal representation, you risk settling for far less than you deserve, but a Lansing car accident lawyer ensures you receive full compensation by:

  • Handling Insurance Negotiations – Insurers often start with lowball offers. We push back to secure a settlement that covers all your losses.
  • Gathering Strong Evidence – We collect police reports, medical records, witness statements, and expert testimony to build a compelling case.
  • Calculating the True Value of Your Case – Many accident victims underestimate the compensation they’re entitled to, including pain and suffering, future medical expenses, and lost earning potential.
  • Taking Your Case to Court If Necessary – If the insurance company refuses to be fair, we’re prepared to take your case to trial to fight for the maximum payout.

Michigan law only allows lawsuits for pain and suffering if your injuries meet the “serious impairment” threshold meaning they significantly impact your ability to work or perform daily activities. Insurance companies often dispute this, so having strong medical documentation and legal representation is crucial.  Not sure if your case qualifies for a lawsuit? Contact us today for a free case review, and we’ll evaluate your options.

Frequently Asked Questions About Lansing Car Accident Cases

Navigating a car accident claim in Lansing can be overwhelming. Below are answers to some of the most common questions people have after a crash.💡 Looking for more answers? We also have a dedicated FAQ video page where our attorneys break down important car accident topics in an easy-to-understand way.

How long do I have to file a car accident claim in Lansing?

You have three years from the date of the accident to file a lawsuit against an at-fault driver (MCL 600.5805). However, No-Fault PIP claims must be filed within one year to recover medical expenses and lost wages.

Can I still recover compensation if I was partially at fault?

Yes, Michigan follows a modified comparative negligence rule. If you are 50% or less at fault, you can still recover damages, but your compensation will be reduced by your percentage of fault. If you’re more than 50% at fault, you cannot recover pain and suffering damages.

Do I have to notify my insurance company after an accident?

Yes. Most insurance policies require you to report the accident promptly, even if you weren’t at fault. Failing to notify your insurer could result in claim denial.

What if the at-fault driver was uninsured?

If you have Uninsured Motorist (UM) coverage, you can file a claim with your own insurer to recover damages. If you don’t have UM coverage, your options may be limited, but we can help you explore legal alternatives.

How much does it cost to hire a Lansing car accident lawyer?

We work on a contingency fee basis, meaning you pay nothing upfront and only owe legal fees if we win your case.

Should I accept the insurance company’s first settlement offer?

No! Insurance companies often offer low settlements to close cases quickly. Once you accept, you can’t ask for more money later even if your medical bills increase. Always consult a lawyer before accepting an offer.

Contact a Lansing Car Accident Lawyer Today

A serious car accident can leave you with mounting medical bills, lost wages, and endless frustration dealing with insurance companies. You need a lawyer who truly cares….not a big firm that treats you like a case number.  At The Clark Law Office, we provide personalized legal representation from experienced attorneys who fight for maximum compensation.

Our firm handles all types of motor vehicle accidents including crashes involving motorcycles, bicycles, and semi-trucks. If you were injured in a trucking collision, our dedicated Lansing truck accident lawyer can help you fight for the compensation you deserve.

Unlike large firms, you’ll work directly with a dedicated lawyer who knows your case inside and out. No fees unless we win.  There’s no upfront cost, and you only pay if we secure compensation for you.  Call now for a free consultation or fill out our online form to get started.

📍 Visit Our Office in Downtown Lansing

Address: 910 W Ottawa St, Lansing, MI 48915
Phone: (517) 575-8131
Office Hours: Open 24/7

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