The Clark Law Office represents clients in Saginaw who have been injured by the wrongful or negligent acts of another person. An injury can turn your life upside down and create a financial burden for your family. If you were injured in an accident, our Saginaw personal injury lawyer can help you file an accident claim seeking compensation for your injuries and losses. Call The Clark Law Office at 517-347-6900 to schedule your free consultation with one of our experienced Saginaw injury lawyers.
Do I Have a Personal Injury Case?
A personal injury occurs when another person or party commits a wrongful or negligent act that causes another person to be injured. Michigan laws allow victims of personal injury cases to file lawsuits against the responsible party seeking compensation for their injuries, losses, and damages. Our Saginaw personal injury lawyers handle a variety of personal injury cases, including cases related to:
Contact The Clark Law Office by calling 517-347-6900 to schedule a free legal consultation with one of our Saginaw personal injury attorneys. You should understand your legal rights and your options for recovering money for a claim before you talk to the insurance adjuster for the other party.
Why Should I Talk To An Injury Attorney Before The Insurance Adjuster?
It is important for you to protect your legal right to recover full compensation for all damages arising from a personal injury claim. The insurance adjuster for the other party does not represent you. The adjuster represents the insurance provider for the party responsible for causing your injury. Therefore, the adjuster is working to protect the best interests of the insurance company. In an accident claim, your best interests and the best interests of an insurance company are in direct conflict. You want to recover the maximum amount of compensation available for your claim. However, the insurance company wants to pay the smallest amount possible to settle your claim, if it cannot find a way to deny the claim completely. An insurance adjuster is trained to use various methods and tactics to gain information from accident victims. While these tactics may be legal, they can still jeopardize your personal injury claim.
Written or Recorded Statements
Obtaining a written or recorded statement is a tactic used by many insurance companies to gain information from a victim before the victim has a chance to consult with a Saginaw personal injury attorney. The purpose of the statement is to obtain information the company can use to decrease the value of the claim or deny the claim. Unfortunately, what you say in a statement can be misconstrued if you are not very careful. Remember, adjusters are skilled professionals who understand how to manipulate a conversation.
For instance, if an adjuster can get you to say that you are “okay” or “feeling fine,” the company may argue that you are exaggerating when you say that you were in constant pain after the accident. While you may have been attempting to be polite and not burden a stranger with your complaints, your answers could still be misinterpreted. Another example is a young mother admitting that she was distracted by her children in the vehicle the morning of a car accident. Even though the distraction had nothing to do with the accident, the insurance company will use this information to claim the mother is partially at fault for the crash.
It is in your best interests to avoid providing any recorded or written statements to the insurance company for the other party if you have not met with a Saginaw personal injury lawyer.
Medical Release Authorizations
A medical release is used in the same way as a statement. The insurance adjuster does not explain that you are signing a release covering your entire medical history. The adjuster may simply say that he needs the release to verify your injuries for the claim. However, the insurance company may obtain records unrelated to the accident to search for information about prior accidents or injuries that it can use against you.Again, it is best not to sign any documents for the other party without consulting with an injury attorney with lots of experience.
Contact Our Office For More Information
If you have questions about what an insurance adjuster is telling you, call 517-347-6900 to speak with a Saginaw personal injury attorney. We are happy to answer questions to help you protect your legal rights. When another party causes an injury, that party should be held liable. Our Saginaw personal injury lawyers can help you file a personal injury claim seeking compensation for your:
Medical expenses
Lost wages and income
Pain and suffering
Travel expenses
Medications and medical equipment
Physical therapy
Mental and emotional suffering
Future damages
You do not have an unlimited amount of time to file your claim. If you do not file your claim before the statute of limitations expires, you lose your right to seek legal recourse against the party who caused your injury. Do not wait! Call our office now for your free consultation. Contact The Clark Law Office by calling 517-347-6900 for your no-obligation case review with a Saginaw personal injury attorney. We want to help you recover the money that you need to pay medical bills and take care of your family.
About Saginaw, Michigan
Saginaw is located in Saginaw County in Central Michigan. With Midland and Bay City, Saginaw comprises what is locally known as the Tri-City area. The city was settled in 1819 but was not incorporated until 1857. The downtown area is located along the Saginaw River. The Saginaw Art Museum has a variety of events and exhibits that attract residents and visitors. Locals and visitors also enjoy The Temple Theater, The Dow Event Center, and the Huntington Event Park. Parents enjoy spending time with their children at the Mid-Michigan Children’s Museum and the Saginaw Children’s Zoo. The Clark Law Office offers legal services to the residents of Saginaw. Call 517-347-6900 for more information.