Under Michigan no-fault insurance, Lansing drivers must file a crash report and PIP application first after any collision. The Clark Law Office stresses notifying your insurer within 24 hours for medical and wage benefits. This protects you on icy roads like Pennsylvania Avenue amid December surges.
Michigan mandates unlimited PIP for all policies. Lansing sees spikes near Michigan State University and I-496. Local knowledge ensures full coverage kicks in fast.
Understanding Michigan No-Fault Basics
No-fault covers your injuries regardless of fault. It pays medical bills, 85% lost wages, and attendant care via PIP.
Key facts for Lansing:
- Threshold for pain and suffering suits: serious impairment.
- Applies to all vehicles on US-127 or Grand River.
- Reforms tightened options, but basics hold firm.
File correctly to avoid gaps.
Step-by-Step: What to File First After a Lansing Crash
Follow this sequence immediately:
- Call Lansing PD or Michigan State Police for an official report, required for claims.
- Notify your insurer within one day, providing report number and details.
- Submit PIP application with medical records from Sparrow Hospital.
- File third-party claim if another driver caused it near Eastwood Towne Center.
- Track wage loss forms for Okemos or East Lansing employers.
This unlocks benefits quickest.
Common First Filing Mistakes Lansing Drivers Make
Delays cost coverage. Skipping police reports voids claims on I-69 pileups.
Avoid:
- Waiting over 24 hours to report.
- Choosing minimal PIP to save premiums.
- Ignoring property damage forms for vehicle tows.
Winter crashes demand speed as snow hides evidence.
When No-Fault Isn’t Enough: Switching to Liability Claims
PIP handles basics, but sue for extras if thresholds met. The Clark Law Office spots these early.
Pursue if:
- Permanent disfigurement from Frandor wrecks.
- Over $50,000 in medicals at McLaren Greater Lansing.
- Work loss beyond 85% cap.
Local attorneys maximize both tracks.
Why Local Expertise Matters for Okemos and Lansing Filings
The Clark Law Office at 4121 Okemos Rd #13 knows Ingham County nuances. Over 30 years, David M. Clark and Matthew R. Clark secure millions.
Advantages:
- Fast PIP approvals amid holiday claims rush.
- No fees unless benefits flow.
- Community links like Safe Roads Lansing events.
They coordinate with PT in Holt and Waverly.
Benefits Beyond First Filings
Proper starts yield:
- Unlimited medical for spinal injuries common on Cedar Street.
- Household services up to $20 daily.
- Funeral costs in worst cases.
December specials include free no-fault reviews.
FAQ
What if my Lansing crash lacked a police report?
File a self-report within 24 hours at local stations.
Does no-fault cover rental cars after I-496 accidents?
Yes, up to policy limits during repairs.
How much wage loss does PIP pay in East Lansing?
85% up to $5,218 weekly max.
Can I switch insurers mid-claim in Haslett?
Yes, but notify first to transfer benefits.
What about out-of-state drivers on Michigan roads?
Your no-fault primary; sue theirs for fault.
Experience Trusted Personal Injury Representation With The Clark Law Office
The Clark Law Office combines local Michigan legal expertise with compassionate client care. Experienced in a wide range of personal injury cases, the team is dedicated to fighting for your rights and securing the maximum possible compensation.
Contact The Clark Law Office today at +1 (517) 347-6900 or info@theclarklawoffice.com to schedule your consultation with a trusted personal injury lawyer in Michigan. Let the experts guide you through your claim with confidence and care.
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