The Truth About Uninsured Motorist Coverage
Auto insurance policies have an add-on provision called uninsured motorist coverage. This is designed to protect you in a car accident from other people who might be driving without car insurance. An uninsured motorist coverage is not a requirement for car owners under Michigan state laws. However, given that Michigan is one of the top five states with the most number of uninsured drivers, based on a report from the Insurance Research Council (IRC), then it might be practical to get this additional coverage for your own protection in case of an accident.
A Typical Uninsured Motorist Coverage
An uninsured motorist overage from a reputable insurance company may set you back about $30 to $50 a year. It’s an affordable additional benefit with a substantial payoff because from this coverage, you may: