PLPD Insurance in Michigan : What Is It and Why Is It Required?
PLPD stands for Personal Liability and Property Damage, which may refer to different things depending on your state. However, PLPD coverage basically refers to the minimum coverage required by law. Almost every state, including Michigan, requires car owners to purchase PLPD. If you are unsure about auto insurance policy to purchase, our car accident lawyers can help go over your options and help you get the best insurance to fit your needs.
What Does “PLPD” Refer To in Michigan?
PLPD usually comprises two distinct categories of coverage: the personal liability component and the property damage component. In Michigan, this is translated into the basic no-fault policy. The No-Fault Act of Michigan requires that car owners purchase a no-fault policy, which has three parts: Personal Injury Protection (PIP), Property Protection (PPI), and Residual Liability Insurance.