Dealing with the Best Car Accident Claims Company

A car accident can happen no matter how careful one is on the road. However, based on statistics, car accidents are often attributed to the driver’s fault. Some causes of car accidents include careless driving, distracted to driving, led headlights, failure to yield, improper lane use, and over-speeding, among others.

Car Crash Numbers in Michigan

Here are some alarming traffic car crash data across Michigan according to the Michigan State Police:

  • Incidents of car accidents in Michigan increased by 15% in 2021—from 245,432 traffic crashes in 2020 to 281,640 car accidents in 2021.
  • Of these numbers, 1,131 resulted in fatalities, the highest number on Michigan roads in 16 years.
  • Meanwhile, traffic collisions in 2021 resulted in 51,666 car accident injuries, which is 16% higher than in 2020.
  • Most vehicles involved in a car crash were passenger cars, SUVs, and buses.

Getting involved in a car accident can be quite overwhelming and confusing. This is particularly true when it happens for the first time or results in a personal injury.

If you find yourself in this unfortunate situation, call a car accident lawyer. A car accident attorney can help those involved in an auto accident with the legalities involved.

Submitting An Accident Claim With Your Insurance Company

The first thing to do after a car accident is to seek medical attention. This is regardless if it was a serious accident or not.

Once the parties involved are safe, the next important course of action is to immediately call the best auto accident attorney you can find. Personal injury law can be confusing and overwhelming. Make sure to talk to car accident lawyers who know personal injury law and rules by heart.

A car accident attorney specializing in personal injury cases can assist in filing auto accident claims to the car insurance company. Filing a personal injury claim may seem like a simple process. However, without a thorough understanding of how to file an auto accident claim, problems can happen.

For instance, filing a claim with insurance companies should be within the period required by the law. In addition, documentation related to the auto insurance claim should be thoroughly checked for accuracy and completeness. A car accident lawyer can ensure that those who seek fair settlement will receive the benefits that they deserve.

Do I Need a Personal Injury Attorney When I Submit a Car Insurance Claim?

Technically, no. However, a personal injury lawyer can guide you in submitting a more complete car accident claim. An auto accident lawyer can speak with car insurance companies on your behalf.

Essentially, a car accident attorney will help protect your legal rights and fight for fair settlement when a car accident happens. This is especially true when a personal injury results or the insurance company is trying to deny your car insurance claims.

For instance, the No-Fault law entitles a person who suffered a personal injury to receive payment for accident-related medical bills and lost wages due to a car accident.

Under the no-fault law, the person’s auto insurance company will shoulder the car medical costs, lost wages, car repairs, regardless of who is at fault and the liability coverage. If the bodily injury claims are not filed on time, you will be forever barred from claiming or suing for no-fault benefits.

The two other types of auto insurance claims that may be filed are the tort claim for vehicle damage and third-party claim for pain and suffering. The claims should also be filed within the period required under the law called the Statute of Limitations. For example, in Michigan, the Statute of Limitation for personal injury claims is three (3) years from the time the accident occurred.

How An Auto Accident Attorney Can Help You After An Auto Accident

It is best to consult car accident lawyers to know what documents to submit or if the claims can still be filed with the insurance company. Among the few things that a car accident lawyer can do for you include:

  • Evaluating the damages and determining the amount of financial compensation that you should receive. This includes medical expenses incurred from the serious car accident, expenses for future medical treatment, costs of vehicle repairs, and other property damage.
  • Gathering evidence such as police report, obtaining opinions from experts, talking to witnesses, and other pre-legal services related to the car accident
  • Negotiating with insurance companies for fair compensation.
  • Providing legal advice as regards the legalities involved in the car accident.

The best car accident lawyers will also provide free case evaluation for accident victims.

What To Ask a Car Accident Lawyer Before Hiring Them?

Finding the best accident lawyer requires asking the relevant questions before hiring the law firm or lawyer. Insurance companies and their insurance adjusters will try to offer the lowest possible amount. However, the right car accident attorney can help increase the settlement amount from auto insurance companies. The best car accident lawyer ensures you won’t settle for less than you deserve.

Further, having a car accident attorney by your side can also lessen the chances of possible legal surprise during litigation.

Here are some of the things to ask before hiring a car accident attorney:

Do I have a case?

Before submitting a personal injury claim or filing a case, it’s best to ask first if it can result in your favor. The worst thing that can happen is fighting over a worthless case. The best accident lawyer will tell you objectively your chances of winning a case or getting a fair compensation.

Are you experienced in handling car accident and personal injury claims?

You would want to hire the best car accident lawyer with a track record of success in auto accident claims. There are many skilled personal injury lawyers around, but it does not mean that they are adept in claims related to car accident cases. Find the best car accident lawyer who has handled and successfully settled cases related to car accident and personal injury.

How long will it take to resolve my case?

Experienced car accident lawyers can provide you with an estimate as to how long a case may take once a auto accident claim is filed. The auto accident attorney should be able to clearly explain the factors that may affect the length of time for resolving a case in case delays happen.

What types of fees do you charge?

Feel free to ask about the legal fees of the lawyer. Some personal injury attorneys ask for upfront fees while others work on a contingency fee basis. Knowing this before the start of the engagement can help you in deciding whether to hire the personal injury lawyer.

Different Types Of Auto Insurance Claims

As mentioned earlier, those who have been involved in a car accident may file for financial compensation from the auto insurance company. Here is an overview of the auto insurance claims that may be available to you:

Claim under the Personal Injury Protection coverage.

As a no-fault state, Michigan law requires all drivers to claim 1st party benefits from their auto insurance company. This is regardless of who is at fault. Depending on whether you have comprehensive coverage, you can claim for payment of medical bills and lost wages.

Personal injury claim.

When the personal injury is serious or if the car accident results in death, the victim or his relatives can pursue the at-fault driver to recover financial compensation for pain and suffering. Called “non-economic loss”, this type of car accident claim also pays for excess medical bills, lost wages, and other economic damages to the person injured.

Mini-tort claim.

This is for those who have suffered vehicle damage due to a car crash. Up to $3,000 can be recovered from the driver who caused the car accident.

An auto accident lawyer from an established law firm will be able to walk you through all your options.

Let Car Accident Lawyers Speak With The Insurance Company

If you happen to be involved in a car accident and suffered serious injuries, whether you are the one who caused it or you are a victim, speak with an auto accident attorney immediately. Let the auto accident attorney handle your insurance claim from the car insurance company.

The Clark Law Office, a leading Michigan personal injury law firm, can assist you in dealing with car insurance companies. For more than 30 years, our legal team has been handling personal injury cases and have recovered millions of dollars on behalf of our clients.

If you want to know if you are qualified to file an auto accident claim, contact us and we will assist you.

5/5 - (1 vote)