Do you need the services of a car accident lawyer? Most people think that car accident attorneys charge excessive fees, and they have to shell out a large sum of money before winning a car accident case.
But the truth is, an affordable legal representation is not impossible. When it comes to personal injury cases, you don’t have to pay unless you win your car accident case. Some law firms make legal representation easy on the pocket by providing free consultation and charging reasonable contingency fees based on the recovered amount.
Ways To Save On Your Car Accident Insurance
Under the Michigan Insurance Code, you have income benefits from your car insurance coverage. Here are ways to maximize savings or avoid spending too much on a car insurance policy:
Ask the insurance company for the latest PIP coverage options.
You may choose the new PIP coverage option that allows less coverage at great discounts. However, this also means paying medical fees from your pocket. An experienced car accident lawyer can help you recover medical expenses from the settlement money.
Ask for higher deductibles.
Higher deductibles can decrease your car insurance premiums. Don’t worry, because you can get these deductibles from your compensation.
Get low mileage discounts.
You can get low mileage discounts from an insurance company if you drive your car less.
Maintain your credit score.
Drivers with good credit scores often get lower insurance rates from an insurance company than those with poor credit scores.
Shop around and compare rates.
Get insurance quotes from different insurance companies. Compare the rates and insurance benefits.
Add family members to your policy.
Ask the insurance company to add your wife and kids to your policy. You could get lower rates as a family.
Who Is Liable For The Car Accident Injury In a No-Fault State?
Michigan is a no-fault car insurance state. That means people injured in car accidents get personal injury protection (PIP) benefits from their car insurance coverage first to pay for medical bills and out-of-pocket expenses, regardless of who is at fault.
The benefits provided by PIP coverage include the following: